So far holiday joy has been fun and frugal. It has helped that we have been using the cash envelope system for food and discretionary expenses. 2018 is almost here too! Working on crafting spreadsheets and money goals.
This month was lean because the student loans went into repayment. But by implementing the envelope system for food and gas my targets were met. I also participated in #OptOutside with a gorgeous hike. No mass shopping for me!
I have a love for cookbooks and read them like they are great novels. I was over zealous to find out many people “read” their cookbooks, too. You will see a lot of influence for vegetarian or vegan foods in the list below because my love for veggies remains through the year. Cooking the language of love. Here are my favorite cookbooks.
I was aiming to clean out the pantry this week. I made oatmeal and baked loaf of pumpkin bread instead of going out for breakfast. My contribution of macaroni and cheese for Thanksgiving dinner costs me $4.50 to make. And I am thankful for Thanksgiving day leftovers. It will keep me covered through the weekend
It’s been quiet here, this I know. Let you in on a little fact? The name of my blog bothers me in reference to how you readers would need to reference it in mentions, writings, etc… I’m not sure many like to use the word, “stupid”. And my debt is actually not stupid, but the
For 10 days the food budget was set at $15 a day to feed 2 people. We could use it anyway we wanted, whether that meant eating out, saving it or shopping at the market. Over, Under or Equal?
A few years ago, my day-to-day finances were a mess. I was working long hours, going to school and spending way more than I made. Here are 3 expenses I cut to get my finances under control.