Five Frugal Things

So far holiday joy has been fun and frugal. It has helped that we have been using the cash envelope system for food and discretionary expenses. 2018 is almost here too! Working on crafting spreadsheets and money goals.

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NOV 2017 Expense Report [Month 11]

This month was lean because the student loans went into repayment. But by implementing the envelope system for food and gas my targets were met. I also participated in #OptOutside with a gorgeous hike. No mass shopping for me!

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Five Frugal Things

I was aiming to clean out the pantry this week. I made oatmeal and baked loaf of pumpkin bread instead of going out for breakfast. My contribution of macaroni and cheese for Thanksgiving dinner costs me $4.50 to make. And I am thankful for Thanksgiving day leftovers. It will keep me covered through the weekend

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Happy Thanksgiving! MSD here to stay.

It’s been quiet here, this I know. Let you in on a little fact? The name of my blog bothers me in reference to how you readers would need to reference it in mentions, writings, etc… I’m not sure many like to use the word, “stupid”. And my debt is actually not stupid, but the

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